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Insurance Compliance Matrix

SBU-RISK-003 • Final / Published • June 2026

Coverage Status Lender Requirement
Construction All Risk (CAR) Structured Mandatory
Erection All Risk (EAR) Structured Mandatory
Delay in Start-Up (DSU) Structured Mandatory
Third Party Liability Structured Mandatory
Industrial All Risk Planned Mandatory
Business Interruption Planned Mandatory
Environmental Liability Planned Recommended
D&O Liability Planned Recommended
Loss Payee Endorsement Required Mandatory
Additional Insured Required Mandatory
Waiver of Subrogation Required Mandatory